Peggy is a Long-Term care insurance specialist who not only understands the topic of long term care professionally but personally. As the ‘surrogate child’ for an aunt and uncle for over 6 years, she knows firsthand of the risk we face and the toll on the family and caregiver. While working full time she acted as both financial and health care agent including hiring and overseeing 24/7 sitters for both her aunt and uncle. Most recently she dealt with the health decline and death of her Dad which was a 4-month experience, and now oversees the care of her mom who lives in assisted living. Her mom has experienced a heart attack, a TIA, numerous falls to include an arm and hip fracture, requiring 3 months of rehab, all while in the assisted living facility.
Peggy is the go-to long term specialist for dozens of referring financial advisors. In addition, she is available on a direct basis. Ms. Fortson has been a licensed insurance agent and a student of long-term care insurance for over twenty-five years. Currently she is the President of Long Term Choices, Inc., a company specializing in the education, assessment, design, and implementation of extended health care / long term care plans. Prior to beginning her financial services career in 1994 with The New York Life, she was a Medical Technologist for 19 years. This experience in health care gives her incredible insight into the health conditions that cause underwriting issues. The ability to understand and communicate the language plus her investigative skills and persistent attitude often leads to successful appeals with first declines.
Ms. Fortson earned her Long-Term Care Professional (LTCP) designation from the Health Insurance Association of America in 2002, her CLTC designation (Certification in Long Term Care) in 2004, and her CSA (Certified Senior Advisor) in 2005. She is a member of the AALTCI (American Association of Long Term Care Insurance), the North Georgia Chapter of the NAHU (National Association of Health Underwriters), and a member of the North Georgia Chapter of National Association of Insurance and Financial Advisors (NAIFA). Peggy resides at the base of the northeast Georgia Mountains in Baldwin, Georgia.