About

Peggy is a Long-Term care insurance specialist who not only understands the topic of long term care professionally but personally. As the ‘surrogate child’ for an aunt and uncle for over 6 years, she knows firsthand of the risk we face and the toll on the family and caregiver. While working full time she acted as both financial and health care agent including hiring and overseeing 24/7 sitters for both her aunt and uncle. Most recently she dealt with the health decline and death of her Dad which was a 4-month experience, and now oversees the care of her mom who lives in assisted living. Her mom has experienced a heart attack, a TIA, numerous falls to include an arm and hip fracture, requiring 3 months of rehab, all while in the assisted living facility.

Peggy is the go-to long term specialist for dozens of referring financial advisors. In addition, she is available on a direct basis. Ms. Fortson has been a licensed insurance agent and a student of long-term care insurance for over twenty-five years. Currently she is the President of Long Term Choices, Inc., a company specializing in the education, assessment, design, and implementation of extended health care / long term care plans.  Prior to beginning her financial services career in 1994 with The New York Life, she was a Medical Technologist for 19 years. This experience in health care gives her incredible insight into the health conditions that cause underwriting issues. The ability to understand and communicate the language plus her investigative skills and persistent attitude often leads to successful appeals with first declines.

Ms. Fortson earned her Long-Term Care Professional (LTCP) designation from the Health Insurance Association of America in 2002, her CLTC designation (Certification in Long Term Care) in 2004, and her CSA (Certified Senior Advisor) in 2005. She is a member of the AALTCI (American Association of Long Term Care Insurance), the North Georgia Chapter of the NAHU (National Association of Health Underwriters), and a member of the North Georgia Chapter of National Association of Insurance and Financial Advisors (NAIFA). Peggy resides at the base of the northeast Georgia Mountains in Baldwin, Georgia.

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Testimonials

When we first met Peggy Fortson we knew right away that beyond the warm, welcoming smile, we were facing a knowledgeable, candid woman. She made sure that we understood what we were purchasing and the security we would have for the remainder of our lives. It wasn’t a sales meeting…it was an educational meeting. Peggy has done an outstanding job this past year by effectively communicating with us regarding our LTC plan and successfully solving a couple of issues that were critical financially. Peggy is clearly a people person and is always looking out for her clients. She has demonstrated an eagerness to work and always a positive attitude with us and she did an excellent job demonstrating to us how a worthy company can produce great results. Jill and I are able to count on Peggy to always go above and beyond the norm to demonstrate how excellent and pleasant customer service can be. Peggy possesses a high standard of ethics; it seems that being her colleague would be a pleasure based on her leadership and ability to strategically direct and manage.
Yossi OvadiaGeorgia