The Three Leg Race

Remember the 3-legged race? It is (or was) a popular activity at family gatherings or backyard fun. You and your partner tie your inside legs together so that the two of you now have “three” legs to run the race, competing with the other 3-legged teams. Although the... read more

Product Highlight: One America Asset Care Series

There isn’t a “one size fits all” LTC transfer of risk plan, but this product series comes the closest than any out there, in my opinion. At least one of the Asset Care Solutions is usually presented as a solution option to every prospect I plan for. As I’ve said a... read more

March Madness, Politics, and Long Term Care

Have you noticed the Presidential candidates are not discussing Long Term Care Planning? There’s a good reason why:  no one wants to be on the hook for authoring a solution to this monumental issue, since any criticism could surely be devastating to their campaign. ... read more

Take Action; Make a Heart Decision

Ah, February is here…and although it can bring bitter cold, it also brings a pleasant aura of hearts and Valentines. This special season—when our loved ones become the center of our attention— might just be the perfect time to take action on an important issue that... read more

Long Term Care Insurance: “The Best Present”

‘Tis the time of year for families to gather and enjoy being together—the only time during the year when most, if not all, of the family are in one place at the same time. Amid the good cheer, the food and the gifting, there will also be catching up on family news.... read more

Long Term Care Insurance Plan B

If you don’t have a long term care insurance coverage, your “Plan A” is to self-insure…aka you will react to the situation when it happens. I’ve heard countless stories about the drama, the phone call that changes life forever. Or perhaps you are financially secure... read more

Why NOT Long Term Care Insurance?

A recent article in the Wall Street Journal, http://www.wsj.com/articles/why-people-dont-buy-long-term-care-insurance-1433951495?tesla=y gives a more psychological explanation to why consumers do not choose to transfer the risk of “living a long life”.... read more

Don’t Be A Fool

Happy APRIL! Even though Spring hasn’t completely arrived yet; at least there is evidence it’s on the way. I love this time of year. Spring represents new beginnings; a time of renewal of sorts. This is a good time to tidy up, air out our homes (and our... read more